Mainebiz

October 16, 2017

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W W W. M A I N E B I Z . B I Z 5 O C T O B E R 1 6 , 2 0 1 7 Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. Copyright 2017. All rights reserved. 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Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. 3 Viewpoints Editor's letter plus featured online content 15 How to Start an endowment for a nonprofi t 30 On the Record Carin Sychterz, director of Maine Career Connect 31 In Short Newsworthy people and performances 34 The List Notable Maine-based construction projects B U S I N E S S M A I N E I N E V E RY I S S U E 6 Brain food you can buy by the quart 7 Credits & Debits 9 Ask ACE Get more of what I need from others I work with 11 Biz Money Blue Heron likes what it sees in STARC 12 Husson business students can add CFP to credentials A roundup of Maine's business news 6 P H O T O / JA S O N PA I G E S M I T H 30 Stop in today to open your money market account Locations in Portland • Brunswick • Scarborough • Lewiston Auburn • Lisbon Falls • Jay • South Paris • Turner • Gray 800-966-9172 androscogginbank.com Smarter Banking ™ MONEY MARKET ACCOUNT 1.10%APY * 0.60%APY * 0.50%APY * 0.30%APY * on balances $100,000.00 or more on balances $75,000.00-$99,999.99 on balances $50,000.00-$74,999.99 on balances $25,000.00-$49,999.99 Earn up to 4X Market Rate* *Market Rate calculated by taking an average of bank money market rates in Androscoggin and Cumberland counties. Market Rate calculated on 6/28/17. *Requires a minimum opening balance of $25. Annual Percentage Yield (APY) on balances between $0 and $4,999.99 is 0.01% APY; on balances between $5,000 and $24,999.99 is 0.20% APY; on balances between $25,000 and $49,999.99 is 0.30% APY; on balances between $50,000 and $74,999.99; 0.50% APY; on balances between$75,000 and $99,999.99 is 0.60% APY; on balances of $100,000 or more is 1.10% APY. A $10 per month fee is charged with account balances fall below $5,000. Rates are valid as of 7/5/17. Interest rate and APY are subject to change without notice. Fees may reduce account earnings. Up to 6 electronic withdrawals and checks per calendar month can be made from your account. Withdrawals or transfers made in person, at the Bank, or at an ATM, as well as all deposits, are unlimited. MERRILL'S WHARF, PORTLAND, ME 04101 / 207.791.1100 / PIERCEATWOOD.COM THE HIAWATHA An Icon Designed for the Future Facing Longfellow Square to the south, The Hiawatha offers comfortable, convenient, and elegant urban living, and is once again home to Joe's Super Variety. Thoughtfully constructed from granite, brick, and steel, it is destined to become a Portland icon. Pierce Atwood is pleased to have assisted Redfern Properties with all aspects of the Hiawatha's development, including: • Negotiating the purchase agreement • Equity raise • Bank financing • Acquisition closing Pierce Atwood. There's a reason…

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