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Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list Subscriber list: We make a portion of our subscriber list available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you available to reputable firms for one-time use. If you would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not include your name, please call would prefer that we not 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at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at Donna Brassard at 207-761-8379 x327 or email her at donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. donnab@mainebiz.biz. 3 Viewpoints Editor's letter plus featured online content 15 Inside the Notebook The wit and wisdom of Rodney McCrum 21 How to Navigate new EMV chip-card standards 22 On the Record Waste not, want not 23 In Short Newsworthy people and performances 26 The List Maine's largest hotels B U S I N E S S M A I N E I N E V E RY I S S U E 6 Impact of budworm outbreak could reach $800M 7 Credits & Debits 8 Tyler Tech: Maine's workforce hardworking, 'loyal' 9 Two reports identify Maine's health care challenges 11 Biz Money What might negative interest rates mean to Maine? A roundup of Maine's business news 6 P H O T O / JA M E S M C C A R T H Y 22 For smarter lending and business solutions, contact Dave Eldridge, SVP and Commercial lending Manager 376-3626 • deldridge@androscogginbank.com androscogginbank.com Smarter Banking ™ Smarter business relies on Androscoggin Smarter Banking. Move forward with Maine's #1 SBA/504 Lender in dollar volume for two years running. Maine · Massachuse s · New Hampshire · Rhode Island · Washington, DC pierceatwood.com On the successful $605 million financing deal for its natural gas-fired electricity project in City of Kings Mountain, North Carolina. Pierce Atwood was happy to assist NTE Carolinas LLC, an affiliate of NTE Energy, in this transaction. We are committed to partnering with our clients to meet all of their business needs. Pierce Atwood LLP congratulates