Worcester Business Journal

December 21, 2015

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Worcester Business Journal www.wbjournal.com 2016 Economic Forecast 33 B A N K I N G & F I N A N C E S P O N S O R E D B Y W hen it comes to navigating the eco- nomic landscape, everyone at Clinton Savings Bank evaluates what we do from both a micro and macro perspective. This holistic approach ensures that we are all working on behalf of our customers in a competitive and forward-thinking manner. The big picture we currently observe is that of an economy that continues to move in a positive direction. The overall housing market is improv- ing, providing opportunities for developers, build- ers and real estate agents, as well as home buyers and sellers. More broadly, employment across many industries is strengthening as business own- ers are more optimistic and willing to invest in their companies. These national trends are good news and are being realized at the local level which means it is even more important for Clinton Savings Bank to provide area companies with the business banking support they need to compete in the market ahead. After all, as a community bank, the mission of Clinton Savings Bank is to help encourage those trends in order to create the kind of environment where consumers and businesses can thrive. That means staying in touch with the needs and values of consumers and business professionals like you. As a business professional, you know that access to capital and having a seasoned, trusted advi- sor in your corner can be the difference between reaching your goals and not. Just as important, as a con- sumer you recognize the hassles created when products and services are not focused on your needs, which is why you value options that are convenient for you and fit your life- style. CSB understands this, which is why we are proud to provide the kind of financial solutions you need to make your life easier. Whether you are managing your checking or savings accounts easily through our comprehensive mobile apps or han- dling payroll and wires via our streamlined online cash management tools, we strive to create an experience that you will maintain your patronage for many years to come. While we will continue to search for and imple- ment new technologies and banking products that can improve our customers' lives, such as at our new state-of-the-art branch location right off of route 495 in Bolton, we know that to exceed expec- tations there must be a commitment to service. Unlike larger financial institutions, at CSB we are dedicated to building one-on-one relation- ships. Our valued customers have access to a dedi- cated Relationship Manager, who is looking out for your best interest every step of the way along your financial management path. For more than 164 years, it has been and will continue to be, our timeless mission to provide a professional, quality experience for every person's financial needs – whether they come in with questions about overall strategy or very specific concerns about their business and individual finances. n Regards, Robert J. Paulhus, Jr. President & CEO A Foundation Built On Quality Robert J. Paulhus, Jr., President & CEO

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