Worcester Business Journal Special Editions

Economic Forecast 2014

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8 2014 Economic Forecast www.wbjournal.com Worcester Business Journal "Bank of America Merrill Lynch" is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both of which are registered as broker-dealers and members of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates:Are Not FDIC Insured • May Lose Value • Are Not Bank Guaranteed. © 2013 Bank of America Corporation GCB-142-AD | AR159481 Turning Commitment Into Achievement Bank of America Merrill Lynch is proud to support Worcester Business Journal and Worcester Regional Chamber of Commerce. We salute your accomplishments and wish you continued success.

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