Issue link: https://nebusinessmedia.uberflip.com/i/466651
20 Worcester Business Journal • January 19, 2015 www.wbjournal.com Agency: Davis Advertising Client: Spencer Bank W.S.# SPB24444 File Name: SPB24444_MoneyMarket.indd Program: indd Media: WBJ (Combo) Size: 9" x 6" Color: BW Date: Monday 1/19/15 Request for PDF to be put in WorkZone Holding Tank AE/AC: ________ Date: ___________ W.S.#: _________________________ PDF uploaded to WorkZone Holding Tank Artist: _________________________ Date: __________ Time: ___________ SPENCER • LEICESTER • RUTLAND • WARREN • WORCESTER Now Open at 230 Park Avenue, Worcester! We're located at Elm Park. Stroll into any of our branches for our Grand Opening specials and enjoy banking that's as easy as a walk in the park! 800-547-2885 spencerbankonline.com MEMBER FDIC Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF). Premier Money Market Account 13-Month Promo CD 1 . 25 % APY * 18-Month Promo CD 1 . 35 % APY ** 1 . 25 % APY *** UP TO *1.25% APY/13-Month Promo CD. Annual Percentage Yield (APY) of 1.25% is effective as of 12/22/14 and assumes principal and interest remain on deposit for 13 months. Minimum balance of $25,000.00 required to open account and earn stated APY. The maximum balance is $250,000.00. Deposits must be new to the bank. Existing SpencerBANK deposit customers may transfer funds from an existing account; however, an additional $25,000.00 in new money must also be deposited into the CD in order to receive the promo rate. A penalty will be imposed for early withdrawals. Customers must open a SpencerBANK checking account and activate direct deposit. Direct deposit must be made within 30 days to receive stated APY. Visit us online or at any of our locations to review checking account options. Accounts must be opened at one of our branch locations. If direct deposit is not activated within 30 days of account opening, APY will revert to our current 13-Month Special CD rate. Direct deposit requirement not applicable on business titled accounts. Cannot be combined with any other offer. This offer is subject to change without notice and may be withdrawn at any time. **1.35% APY/18-Month Promo CD. Annual Percentage Yield (APY) of 1.35% is effective as of 12/22/14 and assumes principal and interest remain on deposit for 18 months. Minimum balance of $25,000.00 required to open account and earn stated APY. The maximum balance is $250,000.00. Deposits must be new to the bank. Existing SpencerBANK deposit customers may transfer funds from an existing account; however, an additional $25,000.00 in new money must also be deposited into the CD in order to receive the promo rate. A penalty will be imposed for early withdrawals. Customers must open a SpencerBANK checking account and activate direct deposit. Direct deposit must be made within 30 days to receive stated APY. Visit us online or at any of our locations to review checking account options. Accounts must be opened at one of our branch locations. If direct deposit is not activated within 30 days of account opening, APY will revert to our current 18-Month CD rate. Direct deposit requirement not applicable on business titled accounts. Cannot be combined with any other offer. This offer is subject to change without notice and may be withdrawn at any time. ***Premier Money Market Account. Annual Percentage Yield (APY) of 1.25% is available for balances of $500,000.00 or more. For balances between $1,000.00-$9,999.99 the APY is .20%; for balances between $10,000.00-$49,999.99 the APY is .35%; for balances between $50,000.00-$149,999.99 the APY is .65%; for balances between $150,000.00-$349,999.99 the APY is .80%; for balances between $350,000.00-$499,999.99 the APY is 1.00%. A minimum deposit of $1,000.00 is required to open this account. If balance falls below $1,000.00, no interest will be earned. APYs are effective as of January 1, 2015 and guaranteed through June 30, 2015, and are subject to change at any time thereafter. Deposits must be new to the bank; transfers from existing SpencerBANK accounts do not qualify. A SpencerBANK checking account is required at account opening. Visit us online or at any of our locations to review checking account options. Accounts must be opened at one of our branch locations. Cannot be combined with any other offer. Offer may be withdrawn at any time. Located in the Historic Wetherbee House 103 Great Road • Acton, MA 01720 Phone: 978-264-4655 Fax: 978-264-4979 (Real Estate) Fax: 978-263-2851 (General Office) Real Estate • Estate Planning • Estate Administration Corporate & Business • Probate • Bankruptcy SCHEIER KATIN & EPSTEIN, P.C. ATTORNEYS AT LAW MARK L. SCHEIER mscheier@skactonlaw.com MICHAEL E. KATIN mkatin@skactonlaw.com BARBARA J. EPSTEIN bepstein@skactonlaw.com REGINA H. BUCKLEY rbuckley@skactonlaw.com Website: www.skactonlaw.com Email: info@skactonlaw.com SCHEIER KATIN & EPSTEIN, P.C. ATTORNEYS AT LAW MARK L. SCHEIER MICHAEL E. KATIN BARBARA J. EPSTEIN mscheier@skactonlaw.com mkatin@skactonlaw.com bepstein@skactonlaw.com REGINA H. BUCKLEY Website: www.skactonlaw.com rbuckley@skactonlaw.com Email: info@skactonlaw.com Located in the Historic Wetherbee House 103 Great Road Acton, MA 01720 Phone: 978-264-4655 Fax: 978-264-4979 (Real Estate) Fax: 978-263-2851 (General Office) Real Estate ♦ Estate Planning ♦ Estate Administration Corporate & Business ♦ Probate ♦ Bankruptcy