Issue link: https://nebusinessmedia.uberflip.com/i/1542210
wbjournal.com | December 29, 2025 | Worcester Business Journal 31 2026 Economic Outlook: Stability, Strength and Smart Growth Ahead. For 175 Years, Country Bank Has Been the Strength Behind Local Business. Today's economy presents real pressures, the demand for affordable housing, escalating healthcare expenses, a skills-gap workforce shortage, and the everyday uncertainties facing business owners. We understand these issues because we live and work here too. Our Commercial Lending Team brings deep local expertise across industries including real estate development, construction, manufacturing, healthcare, hospitality, and more. With decisions made locally, we offer the speed, clarity, and flexible lending solutions national banks simply can't match. But our mission extends far beyond financing. At Country Bank, we believe a stronger economy begins with stronger communities. That's why our mission continues to focus not only on business growth, but on addressing food insecurity and advancing financial literacy across our region. From supporting local food programs to empowering individuals and families through education, we are committed to making a meaningful difference where it matters most. Our approach starts with listening to your needs to cra lending and cash management solutions that foster expansion, encourage innovation, and build long-term stability, whether you're developing housing, upgrading facilities, investing in equipment, or managing rising operating expenses. Our growth reflects your growth, and our success is built on helping you achieve yours. If you're ready for a commercial lending partner committed to your future, and to the future of our communities, Country Bank is ready to help you build what's next. For nearly two centuries, Country Bank has stood beside the businesses and families that shape our region. Over the past five years, our commercial lending portfolio has doubled organically, reflecting the confidence local businesses place in us. Through shifting markets, rising costs, and evolving challenges, more organizations are turning to Country Bank as their trusted financial partner. And they're choosing us because we are, and always have been, "Made to Make a Difference" for our customers. Contributor: Tom Wolcott, Chief Lending Officer MEMBER FDIC | MEMBER DIF Patrick O'Hara - FVP, Commercial Banking Team Leader Tom Wolcott - Chief Lending Officer Angela Barahona - VP, Cash Management Team Lead Ben Leonard - SVP, Commercial Banking Executive COUNTRYBANK.COM

