Hartford Business Journal

24 HARTFORDBUSINESS.COM | DECEMBER 1, 2025 SPONSORED CONTENT E mployees today require health insurance. While it's not actually mandatory to offer as a benefit, it's at the top of the list for many employees and job seekers—mak- ing it feel mandatory for nonprofits that are looking to attract and retain quality employees. However, for many Connecticut nonprofits, the ever-rising costs associated with traditional group health plans make offering health insurance to em- ployees feel almost impossible, and certainly outside of the budget. Today, Connecticut business owners have another option. An option that can help you manage employee health benefits more efficiently and find quality, affordable health cover- age with the BusinessPlus platform. BusinessPlus simplifies the process of managing health benefits and provides access to additional cover- age options like Individual Coverage Health Reimbursement Arrange- ments (ICHRA), making it easier to find and offer flexible coverage that won't stretch your budget. The BusinessPlus platform, together with ICHRA, gives Connecticut busi- nesses an opportunity to affordably provide quality health coverage to their employees. Some Connecti- cut business owners have received quotes that outline double-digit savings if they were to switch from their traditional group health plan to an ICHRA. With the cost of tradition- al group health plans today, dou- ble-digit savings can be a significant increase to your bottom line. The benefits of offering an ICHRA don't stop at the savings though. ICHRA also provides employees with more flexibility and choice compared to traditional group plans. With an ICHRA, employees have the oppor- tunity to purchase their own individ- ual health plans, rather than being forced into a one-size-fits-all group plan. With an ICHRA there are 22 individual plan options for employees to choose from that range in cover- age and cost, ensuring there is a plan that can meet the unique needs of employees and their families. And sure, having the ability to choose from 22 plan options is an excellent benefit, but to some it might feel overwhelming or cre- ate a paralysis of choice. At Access Health CT, we understand this may be a concern. To help anyone who may feel overwhelmed by the pro- cess, Connecticut-certified brokers are eagerly waiting to support your transition to an ICHRA, answer your questions, or help whenever you may need it at any point in the process. So, between the ease and simplicity of managing employee health benefits that are baked into the BusinessPlus platform, and the support from Connecticut-certified brokers, the entire process from start to finish is designed to be as easy as we could make it for Con- necticut business owners. While employees get to choose their own individual health plans, the cost and budget for reimbursement are left up to the business owners. This helps ensure that offering an ICHRA is always within your budget. Together, the BusinessPlus platform and ICHRA provide Connecticut business owners with an alterna- tive to the rising costs of traditional group health plans, while giving employees the freedom to choose a plan that best suits them and their health needs. Get started with a free quote today. Explore BusinessPlus and ICHRA at CTBusinessPlus.com Expanding health coverage options for Connecticut businesses

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