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4 C T I N N O V A T O R S , 2 0 2 5 KeyBank Travelers e Travelers Companies, Inc. (NYSE: TRV) is a leading provider of property casualty insurance for auto, home and business. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees and generated revenues of more than $46 billion in 2024. For more information, visit Travelers.com. At KeyBank, our purpose is to help clients, colleagues, and communities thrive. Since 2017, Key has delivered over $54 billion through strategic lending, investments, grants, and volunteer efforts to support the revitalization and development of the places we call home—including more than $500 million in Connecticut and Western Massachusetts. In 2025, KeyCorp celebrates its bicentennial, marking 200 years of service to clients and communities from Maine to Alaska. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $187 billion at September 30, 2025. Key provides deposit, lending, cash management, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of approximately 1,000 branches and approximately 1,200 ATMs. In Connecticut and Massachusetts, Key has 55 branches across 7 counties. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. For more information, visit https://www.key.com/. KeyBank Member FDIC. Sponsor Letters Nassau Financial Group e Gold Standard in construction services and products in the Northeast For more than a century, O&G Industries has built a reputation as a trusted leader in construction services and products. Founded in 1923 and proudly led by third- and fourth-generation family members, O&G is nationally recognized for its crasmanship, sustainability, and integrity. Its expertise spans building, heavy civil, energy, materials, and masonry, making it one of the most diversified construction firms in the Northeast. O&G's operations include a robust materials network of six quarries, eight concrete plants, and nine asphalt plants across Connecticut and Eastern New York. e company's Building Group is a leader in sustainable construction and building net zero facilities, with experience in education, healthcare, commercial, office, industrial, manufacturing, municipal, community, athletic venues, transit, utility, infrastructure, water, and wastewater. e Mason Division ranks among the East Coast's largest suppliers of masonry products and solutions, while the company's Heavy Civil Division is known for excellence in large-scale infrastructure, transportation, and site work, and its Power & Energy Group brings decades of expertise to high-performance, forward-thinking projects. With more than nine hundred employees and a fleet exceeding 3,500 pieces of equipment, O&G's success is grounded in safety, professionalism, and family values. Recognized for nineteen consecutive years by the Associated General Contractors and the Connecticut Construction Industry Association for excellence in safety and ranked among Engineering News-Record's Top 400 Contractors, O&G continues to build with purpose for generations to come. Visit ogind.com to learn more. Nassau is always working harder to be your carrier of choice. We offer insurance products that can help you meet your retirement goals, such as protecting your savings, delivering guaranteed income, or paying for health care costs. We're dedi- cated to providing best-in-class service and keeping things simple, and will have your back. Headquartered in Hartford, we have been doing this a long time – 170+ years – but we remain humble enough to always try to improve. Nassau Reimagine extends that same spirit of progress as a collaborative community of corporate innovators, entrepreneurs, and industry thought leaders. We provide resources, support, and connections to startups and scaleups actively transforming the insurtech and RetiretechTM landscapes—bringing innovation into Hartford and Connecticut's thriving ecosystem while connecting our intellectual assets and talent to the world. Visit nfg.com to learn more.