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14 Worcester Business Journal | Book of Lists 2025 | wbjournal.com by opening a personal checking account $300 * Get by opening a personal savings account $100 ** And an Additional Get up to Sun, Savings, and Simplicity. $400 *To be eligible for promotion, enter Promo Code "Checking Bonus" when opening account online or bring this ad or mention promotion when opening account in person. Earn $300 bonus by opening any Fidelity Bank personal checking account between July 1, 2025 and September 14, 2025, and within 60 days of account opening: have recurring (at least two) electronic direct deposits through the Automated Clearing House (ACH) Network into your new account that total at least $1,000; enroll in online/mobile banking; sign up for eStatements; and have at least 20 posted point-of-sale debit card transactions of $10 or more. Note that transaction and posting dates can vary and some transactions may take up to three business days to post to your account. Direct deposit is defined as paycheck, pension, Social Security, or other eligible monthly income electronically deposited by an employer or outside agency into your checking account. Transfers done via ATM, online banking, in banking center, from a bank or brokerage account, or from P2P payment apps or websites (such as Venmo or Paypal) do not qualify as an electronic direct deposit. **Earn an additional $100 bonus by also opening any Fidelity Bank personal savings account before September 14, 2025, and maintain a $500 minimum daily balance throughout the first 60 days following account opening. New account bonuses to be deposited into your account during the subsequent statement cycle after meeting the eligible criteria. Offers are not valid for Fidelity Bank clients with an existing or prior Fidelity Bank checking account and are limited to new checking account clients only. Limit one checking/savings account per tax reported owner. Accounts must be open, active, and in good standing to receive the bonuses. Accounts closed within 6 months of receiving the bonus will incur an early account termination fee ($300 checking, $100 savings). The value of any bonus/gift may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). Offer valid only for new checking accounts, including Primary Spending, Plus Spending, Premier Spending, Growth Spending, 18/65 Spending; and new savings accounts, including Primary Savings, Premier Savings, Growth Savings, and 18/65 Savings. Minimum opening deposit for eligible accounts are: $25 for Primary Spending, Plus Spending, Premier Spending, Growth Spending, and 18/65 Spending; $10 for Primary Savings, Growth Savings, and 18/65 Savings; and $5,000 in new funds not already on deposit with Fidelity Bank for Premier Savings. As of 7/1/25, the Annual Percentage Yields (APY) are: Plus Spending 0.02%, Premier Spending 0.03%, Primary Savings 0.25%, Growth Savings 0.95%, Premier Savings 3.40%-1.75%. All account applications are subject to approval. Rates subject to change after account opening. Fees may reduce earnings. Promotional offers subject to change or cancellation at any time. Summer is the perfect time to simplify. At Fidelity Bank, we're here to make managing your money easier — with thoughtful tools, real people, and a bonus of up to $400 to help you move forward with confidence. Start your summer refresh today. Online: FidelityBankOnline.com/CheckingBonus By Phone: 800.581.5363 In Person: Any Banking Center F O C U S B A N K I N G & F I N A N C E Largest credit unions Ranked by assets as of March 31, 2025 Credit union Assets Net income 2024 No. of members Full-time employees No. of locations Head of credit union/ year founded 1 Digital Federal Credit Union 853 Donald Lynch Blvd., Marlborough 01752 508-804-9705 • dcu.org $12,912,693,299 $72,455,676 1,164,465 1,653 23 Shruti Miyashiro 1979 2 Workers Credit Union 119 Russell St., Littleton 01460 978-345-1021 • wcu.com $2,443,787,188 -$77,771,450 123,247 332 14 James C. Champion 1914 3 Hanscom Federal Credit Union 25 Porter Road, Suite 100, Littleton 01460 (1) 800-656-4328 • hfcu.org $1,843,269,312 $2,292,797 102,714 228 19 Peter D. Rice 1953 4 Webster First Federal Credit Union 271 Greenwood St., Worcester 01607 800-962-4452 • websterfirst.com $1,470,587,855 $17,730,379 90,304 222 13 John Thomasian 1928 5 St. Mary's Credit Union 46 Lizotte Drive, Marlborough 01752 508-490-8000 • stmaryscu.org $1,010,514,414 $1,920,456 55,850 111 8 James Petkewich 1913 6 All One Credit Union (2) 20 Adams St., Leominster 01453 978-537-8021 • all-onecu.com $896,199,478 $832,891 36,787 132 10 Barbara Mahoney 1954 7 Central One Federal Credit Union 714 Main St., Shrewsbury 01545 508-842-7400 • centralfcu.com $840,792,079 $4,942,386 38,956 125 6 Devon Lyon 1952 8 GFA Federal Credit Union 229 Parker St., Gardner 01440 978-632-2542 • gfafcu.com $688,954,011 -$1,641,002 32,519 106 10 Mark Hettinger 1938 9 IC Federal Credit Union 300 Bemis Road, Fitchburg 01420 978-343-3725 • iccreditunion.org $533,858,623 -$12,622,363 36,037 107 6 Chris Hendry 1928 10 Millbury Federal Credit Union 50 Main St., Millbury 01527 508-865-7600 • millburycu.com $484,965,810 $2,015,778 30,564 85 5 Joseph F. Barbato 1934 11 Southbridge Credit Union 155 Main St., Southbridge 01550 508-764-1773 • southbridgecu.com $233,195,183 $505,307 11,714 42 5 Katherine R. Theodoss 1938 12 Shrewsbury Federal Credit Union 489 Boston Turnpike, Shrewsbury 01545 508-845-6755 • shrewsburycu.com $229,672,989 $1,158,154 9,393 16 1 James Dupont 1960 13 Homefield Credit Union 86 Worcester St., North Grafton 01536 508-839-5493 • homefieldcu.com $175,833,062 $89,487 7,158 29 2 Karl J. Moisan 1966 14 MetroWest Community Federal Credit Union 200 Concord St., Framingham 01702 508-879-5522 • mwcfcu.com $138,374,092 -$75,135 7,000 12 1 Gary Carlson 1941 15 Worcester Credit Union 520 W. Boylston St., Worcester 01606 508-853-9966 • worcestercu.com $102,725,202 $612,850 7,645 14 1 Lucas Miller 1934 16 Athol Credit Union 513 Main St., Athol 01331 978-249-3527 • atholcreditunion.com $95,321,153 $20,510 6,377 21 1 Luis Cisneros 1930 17 AllCom Credit Union 36 Park Ave., Worcester 01609 508-754-9980 • allcomcu.org $81,871,960 $495,786 3,901 11 2 Laura C. Ybarra 1922 18 Worcester Fire Department Credit Union 34 Glennie St., Worcester 01605 508-752-1122 • wfdcu.org $44,200,987 $29,655 2,066 4 1 Lisa Carmody 1937 19 Leominster Employees Federal Credit Union 24 Church St., Leominster 01453 978-534-0240 • leomefcu.org $26,679,973 $287,618 1,783 4 1 Thomas R. Clark 1936 20 Worcester Police Department Credit Union 805 W. Boylston St., Worcester 01606 508-799-7677 • wpdfcu.com $23,550,084 $185,643 1,239 5 1 Julie-Anne Przypek 1947 Source: National Credit Union Administration (www.ncua.gov), credit union annual reports and websites. Except 2024 net income, all data are from March 31, 2025 call reports. (1) Address is for Littleton branch and operations center; main branch is located at 1610 Eglin St., Hanscom Air Force Base. (2) Formerly Leominster Credit Union -Compiled by: Stephanie R. Meagher, research@nebusinessmedia.com 6 All One Credit Union (2) 20 Adams St., Leominster 01453 978-537-8021 • all-onecu.com $896,199,478 $832,891 36,787 132 10 Barbara Mahoney 1954 7 Central One Federal Credit Union 714 Main St., Shrewsbury 01545 508-842-7400 • centralfcu.com $840,792,079 $4,942,386 38,956 125 6 Devon Lyon 1952 8 GFA Federal Credit Union 229 Parker St., Gardner 01440 978-632-2542 • gfafcu.com $688,954,011 -$1,641,002 32,519 106 10 Mark Hettinger 1938 9 IC Federal Credit Union 300 Bemis Road, Fitchburg 01420 978-343-3725 • iccreditunion.org $533,858,623 -$12,622,363 36,037 107 6 Chris Hendry 1928 10 Millbury Federal Credit Union 50 Main St., Millbury 01527 508-865-7600 • millburycu.com $484,965,810 $2,015,778 30,564 85 5 Joseph F. Barbato 1934 11 Southbridge Credit Union 155 Main St., Southbridge 01550 508-764-1773 • southbridgecu.com $233,195,183 $505,307 11,714 42 5 Katherine R. Theodoss 1938 12 Shrewsbury Federal Credit Union 489 Boston Turnpike, Shrewsbury 01545 508-845-6755 • shrewsburycu.com $229,672,989 $1,158,154 9,393 16 1 James Dupont 1960 13 Homefield Credit Union 86 Worcester St., North Grafton 01536 508-839-5493 • homefieldcu.com $175,833,062 $89,487 7,158 29 2 Karl J. Moisan 1966 14 MetroWest Community Federal Credit Union 200 Concord St., Framingham 01702 508-879-5522 • mwcfcu.com $138,374,092 -$75,135 7,000 12 1 Gary Carlson 1941 15 Worcester Credit Union 520 W. Boylston St., Worcester 01606 508-853-9966 • worcestercu.com $102,725,202 $612,850 7,645 14 1 Lucas Miller 1934 16 Athol Credit Union 513 Main St., Athol 01331 978-249-3527 • atholcreditunion.com $95,321,153 $20,510 6,377 21 1 Luis Cisneros 1930 17 AllCom Credit Union 36 Park Ave., Worcester 01609 508-754-9980 • allcomcu.org $81,871,960 $495,786 3,901 11 2 Laura C. Ybarra 1922 18 Worcester Fire Department Credit Union 34 Glennie St., Worcester 01605 508-752-1122 • wfdcu.org $44,200,987 $29,655 2,066 4 1 Lisa Carmody 1937 19 Leominster Employees Federal Credit Union 24 Church St., Leominster 01453 978-534-0240 • leomefcu.org $26,679,973 $287,618 1,783 4 1 Thomas R. Clark 1936 20 Worcester Police Department Credit Union 805 W. Boylston St., Worcester 01606 508-799-7677 • wpdfcu.com $23,550,084 $185,643 1,239 5 1 Julie-Anne Przypek 1947 Source: National Credit Union Administration (www.ncua.gov), credit union annual reports and websites. Except 2024 net income, all data are from March 31, 2025 call reports. (1) Address is for Littleton branch and operations center; main branch is located at 1610 Eglin St., Hanscom Air Force Base. (2) Formerly Leominster Credit Union -Compiled by: Stephanie R. Meagher, research@nebusinessmedia.com Source: National Credit Union Administra- tion (www.ncua.gov), credit union annual reports and websites. Except 2024 net income, all data are from March 31, 2025 call reports. (1) Address is for Littleton branch and operations center; main branch is located at 1610 Eglin St., Hanscom Air Force Base. (2) Formerly Leominster Credit Union -Compiled by: Stephanie R. Meagher, research@nebusinessmedia.com In August, former Homefield employee Sarah Miller returned to the credit union as senior vice president and chief lending officer. Allcom was founded in 1922 to serve employees of the New England Telephone Co.