Mainebiz Special Editions

49 B U S I N E S S P RO F I L E S their team works towards the common goal of maintaining a paperless office, avoiding single use products, composting, recycling, utilizing an EV charging station, and employing one of Maine's few CSRIC designees. Our pro bono financial planning program, "Spreading Your Wings", helps people take control of their financial lives and provides a positive impact on individuals, families, and our community. Giving back is part of our workplace culture and dedicated financial advisors affiliated with Back Cove Financial volunteer essential financial services to underserved individuals. Our work here is never finished. We are continuously com- mitted to overcoming challenges and seeking out opportunities to raise the bar higher in our service to clients, employees, and our community. Our Culture Back Cove Financial team members proudly emphasize a shared commitment towards values that promote growth, flexibility, mutual respect, and community support. Our core values ask that team members act with integrity, honesty, and transparency to do what is best for our clients, each other, and the company. You can find us in the community at local business, B Corp, and multigenerational leadership events. We hold empowerment and responsibility for personal development close to our hearts and believe all voices within our team matter and make us stronger, both personally and professionally. We describe our culture as warm, friendly, caring, inclusive, empowering, and uplifting. We feel fortunate to have a team upholding our values and culture together. l S P O N S O R E D C O N T E N T B U S I N E S S P R O F I L E In keeping with our tenant of inclusivity we are committed to equitable access of financial advice. We are proud to offer a wide variety of personalized programs and services tailored to individual clients, families and businesses. ese options include asset based advisory, hourly fixed wealth consulting, retirement plan consulting and our subscription-based model, Perennial Plan. Our Investment Philosophy e Back Cove Financial Investment Committee meets quar- terly and follows a consistent, disciplined investing process. We believe that asset allocation, how investment assets are divided among different asset classes, is one of the most important investment decisions we can make together. We do not believe in speculative or short-term market tim- ing activities. We focus on long-term solutions to best serve our clients. We believe that income producing investments are a criti- cal component to the total return of a diversified portfolio. A Certified Benefit Corporation Back Cove Financial is a qualified team of professionals dedicated to workplace excellence. In 2023, through a team effort, Back Cove Financial became a Certified Benefit Corporation (B Corp). From our founding, we have been driven to pursue better outcomes not only for our clients, but all stakeholders of our business. e B Corp Certification is an objective 3rd party process that benchmarks our team to high standards of compliance in five areas: Customers, Governance, Workers, Community, and Environment. Back Cove Financial boldly and bravely sets intentional goals and takes action to be a specialized and robust business model. Every advisor at Back Cove Financial has adopted stakeholder governance into their corporate documents, requiring that the purpose of the Company shall include creating a mate- rial positive impact on society and the environment, taken as a whole, from the business and operations of the company. Organizations that provide people with their basic needs resonate deeply with our own values. We focus on efforts to eradicate food insecurity and to support the homeless or home insecure community. We proudly support cancer research. As a women owned business, we support programs which focus on women's leadership. Back Cove Financial holds itself accountable to their envi- ronmental, economic, and social impacts through an emphasis on community involvement and sustainable action. Together " We've leveraged our strengths to achieve breakthrough goals in productivity, employee engagement and client satisfaction. We want clients to spend more time living their lives to the fullest and less time worrying about money. " — Sarah Halpin, CFP®, CBEC®, CPFA® Partner, Wealth Advisor P H O T O C O U R T E S Y O F B A C K C O V E F I N A N C I A L Back Cove Financial partners pictured left to right: Christine Byrne, MBA, CRPS®; Sarah Halpin, CFP®, CBEC®, CPFA® Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.

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