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W W W. M A I N E B I Z . B I Z 3 J U LY 8 , 2 0 2 4 N ot a member of a Martin's Point Generations Advantage plan yet? You could be soon! During Medi- care's Annual Enrollment Period this fall, you can join over 73,000 Maine and New Hampshire seniors already enjoying the quality and savings pro- vided by these highly-rated Medicare Advantage plans. But, did you know you may not need to wait until Jan. 1, 2025, to start your coverage? Many people experi- ence life changes that qualify them to enroll in a Generations Advan- tage plan during a Medicare "Spe- cial Enrollment Period." Turning 65, moving to a new area, or losing employer health insurance are just a few of the changes that could allow immediate enrollment. No matter when you're able to change your coverage, it's a good idea to consider these key things when choosing a plan: Quality: Medicare's annual Star Rat- ings assess the quality of Medicare Advantage plans. Researching these ratings at Medicare.gov can be a good place to start. Generations Advantage's Star Ratings are among the highest in Maine and New Hampshire year after year, including excellence for service and plan quality. Coverage: Want an all-in-one plan? Our Medicare Advantage plans cover all the services in Original Medicare Parts A (hospital stays) and B (doc- tor visits) plus Part D (prescription drugs), and even more. Extra benefits: Looking for dental, eyewear, hearing aids, over-the-coun- ter items, wellness items and services, and more? Original Medicare doesn't cover these, but Generations Advan- tage plans do! Provider choice: Your doctors are probably already in our wide network of over 15,000 providers. And most of our plans also offer out-of-net- work flexibility. Affordability: Consider overall costs, including premiums, deductibles, copays, coinsurance, and annual out- of-pocket caps. Our plans feature $0/low monthly plan premiums and copays/coinsurance, no medical or hospital deductibles, and low yearly caps on member costs. Local service: As Mainers, ourselves, we deliver the respectful, caring ser- vice our members deserve! Commitment: As a local health care organization, our priority is to improve the health of the commu- nities we serve. It's this commitment to our family members, neighbors, and friends— the people who live and work beside us in Maine and New Hampshire—that makes the difference. We invite you to learn more at MartinsPoint.org/SeniorSmart or call us today at 1-888-504-4946 (TTY: 711) if you have questions about Medicare, Generations Advantage, or how to enroll. We're right here, waiting to lend a hand. Already a satisfied member? Please spread the word and refer a friend! We appreciate the privilege of serv- ing you (and more of our neighbors) in the years ahead. D I S C L A I M E R : Martin's Point Generations Advantage is a health plan with a Medicare contract offering HMO, HMO-POS, and Local PPO products. Enrollment in a Martin's Point Generations Advantage plan depends on contract renewal. F RO M T H E S P O N S O R You may not have to wait until Jan. 1 to change your Medicare plan