Worcester Business Journal

May 15, 2023

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wbjournal.com | May 15, 2023 | Worcester Business Journal 23 UnitedHealthcare Level Funded plans are built to give your small business more ways to save. Because in addition to lower costs, they're designed for a potential surplus refund 2 if your plan participant medical and pharmacy claims are lower than expected. Talk to your broker today Up to 17 % lower small business health plan costs 1 are just the beginning 1 Average savings for UnitedHealthcare Fully Insured groups migrated to UnitedHealthcare Level Funded, Jan. 1, 2021 – Dec. 31, 2022. Savings are not guaranteed. 2 Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations. Surplus refund available only where allowed by law. Administrative services provided by United HealthCare Services, Inc. or their affi liates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affi liates, including UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY. B2B EI232197755.0 3/23 © 2023 United HealthCare Services, Inc. All Rights Reserved. 23-2195929-F More savings Exemption from many state premium taxes and Aff ordable Care Act regulations More fl exibility Choice of a variety of network and plan designs, plus wellness programs and telemedicine at no additional cost More stability Stop loss protection from unexpected high claims and fi xed monthly costs like a traditional health plan

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