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V O L . X X V I I I N O. X X V I O C T O B E R 3 1 , 2 0 2 2 20 FA M I LY OW N E D B U S I N E S S F O C U S expectation of my cousin, who is younger than me and came up the same way." His father, 71-year-old Royce Cross, is now the company's chair- man. Reflecting on his son's early days at Cross, he mentions the time that Jonathan spent a day working in the basement — and later emerging to find an empty building. "It was a snowy day, so we closed the office and sent everybody home, and we forgot he was in the base- ment," Royce Cross says. "We laugh about that a lot." On a more serious note, he says that passing the baton — and the leadership titles — to his son was a natural evolution. Royce Cross's only regret: "We probably should have done it earlier." e company, which has made more than 120 acquisitions, today has offices in Maine, New Hampshire, Vermont, Rhode Island, Massachusetts, Connecticut, New York and Florida. Even after more than 50 years at the company, Royce Cross has no plans to retire anytime soon and meets with his son for regu- lar, early-morning check–ins. » C O N T I N U E D F RO M PA G E 1 8 Whether you're starting your first job or retiring from your last, we understand that every financial situation is different ... just like the people we serve. WE'RE A BANK FOR EVERYONE. www.KennebecSavings.Bank We invite you to experience the difference. Cross Insurance Insurance company / Bangor Third generation Founded: 1954 Employees: 1,105 P H O T O / J I M N E U G E R P H O T O / C O U R T E S Y O F C RO S S I N S U R A N C E Royce Cross, left, is now chairman of Cross Insurance, while his son Jonathan is president and CEO. The two hold early-morning check-ins.