Hartford Business Journal

HBJ 060622 Uberflip File

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2 HARTFORDBUSINESS.COM | June 6, 2022 More flexibility Choice of a variety of network and plan designs, plus wellness programs and telemedicine at no additional cost More stability Stop loss protection from unexpected high claims and fixed monthly costs like a traditional health plan More savings Exemption from many state premium taxes and Affordable Care Act regulations It's possible with UnitedHealthcare Level Funded Designed for lower costs, Level Funded plans include a potential year-end surplus refund when your plan participant medical claims are lower than expected. In fact, 49.9% of Level Funded plan sponsors in the northeast received a health plan refund in 2021, the average of which was $10,004.* Talk to your broker to learn more *Among the 49.9% of UnitedHealthcare Level Funded plan sponsors in the northeast (CT, DE, MA, MD, ME, NJ, PA, RI, VA, WV) who received a surplus refund, the average refund was $10,004. UnitedHealthcare internal analysis, Jan. 1, 2021 through Dec. 31, 2021. Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations. Surplus refund available only where allowed by law. Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by All Savers Insurance Company (except CA, MA, MN, NJ and NY), UnitedHealthcare Insurance Company in MA and MN, UnitedHealthcare Life Insurance Company in NJ, UnitedHealthcare Insurance Company of New York in NY, and All Savers Life Insurance Company of California in CA. B2B EI221436516.0 3/22 © 2022 United HealthCare Services, Inc. All Rights Reserved. 22-1401152-2H $ 10,004 refund * for your small business health plan?

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